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JMS Financial Services


Our Services

There are times when it can prove difficult to establish your true financial needs, which is why we provide advice in a friendly and understandable manner.

JMS Financial Services has been built based on honesty, reliability and an excellent service. Many of our clients have personally trusted us for many years, and throughout this period we've developed many good friendships.

JMS Financial Services offer both personal and corporate advice on a whole range of financial services including the following:

First-time buyers

JMS Financial Services is here to help you with your first steps onto the housing ladder.

We appreciate that buying your first home can be a daunting experience. Generally you will require a minimum 5% deposit, although there are 100% mortgages available.

We explain the mortgage process step by step, guide you through the options available and explain the costs and mortgage process in plain English.

We will assist you at every stage, from your initial enquiry until you get the keys to your new home. Please contact us for further information.


Your mortgage is one of your most expensive outgoings, and it makes sense to strive to achieve the best rate possible. This could potentially save you thousands of pounds over the life of your borrowing. There are a number of reasons that people look to re-mortgage – whatever you are trying to achieve, the expert advisers at JMS Financial Services are here to help. Whether you are on your lender's Standard Variable Rate (SVR) or if your current deal is coming to an end, please contact us and we can carry out a free financial review to see how much money you could potentially save.

Buy to let

Are you looking to invest in the UK property market? Or review your portfolio? JMS Financial Services are Buy to Let Specialists. With a large number of existing portfolio clients and Property Developers we are experienced in all aspects of buy to let mortgages.

JMS Financial Services have the skills and knowledge to help you achieve your portfolio objectives whether you are just starting out or are expanding your existing property portfolio. We can help with a range of buy to let mortgages, including auction purchases, typically available up to 75% loan to value (LTV). Other fees and charges may be payable, including legal fees and charges levied by your existing lender.

Think carefully before purchasing a buy to let mortgage, and bear in mind that you are responsible for making the monthly payments, even when the property does not have a tenant. Not all properties will grow in value or provide sufficient income to cover all your associated costs. Please contact us today to find out more.