Investing with impact
How ESG creates long-term value
It’s no secret that the growth of Environmental, Social and Governance (ESG) investments in recent years has been fundamental.
Post-lockdown boost to financial wellbeing fades
Continuing impact on people’s physical health and financial wellbeing
The coronavirus (COVID-19) pandemic has had, and will continue to have, a major impact on our lives. It is not just impacting on people’s physical health but also their financial wellbeing. The economic consequences of the COVID-19 outbreak for some people will make it harder for them to achieve their financial goals.
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Significant impact on retirement prospects and planning
£5.3 billion lost from over-50s’ retirement pots throughout the course of the pandemic
Over-50s workers in the UK could have a £5.3 billion hole in their collective pension pot due to cutbacks on retirement savings over the course of the pandemic, according to new research[1].
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New vision for older workers needed, retain, retrain, recruit
Age discrimination impacts job prospects of three million over-50s
A total of 2.99 million recent job seekers over 50 (52%) believe their age has made employers less likely to hire them, according to a new report[1].
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Is freedom today hurting freedom tomorrow?
Tax-free cash allowances putting some retirements at risk
A new study has identified that Britain’s future pensioners are putting their retirement future at risk by withdrawing cash from their pension pots while still in the accumulation phase[1]. The findings were that some people are confusing their pension pots for savings accounts, which may have a detrimental impact on their retirement.
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What do your retirement plans look like?
Pandemic sparks a surge in over-50s seeking professional financial advice
The coronavirus (COVID-19) pandemic has sparked a surge in people over 50 seeking professional financial advice[1]. For many, a sudden shift in their financial status has been overwhelming.
Planning for the road ahead
Gen Z’s caring nature supporting both themselves and loved ones
Younger generations deserve much more credit for planning ahead and beginning to think about retirement when it will still feel so far away for them, according to new research[1].
Minimum pension age on the up!
Increase intended to align with the raising of the State Pension age
One of the less publicised pension changes being planned is the raising of the Normal Minimum Pension Age (NMPA) from 55 to 57. This is to be effective from 2028 and will be included in next year’s Finance Bill. The NMPA is the age that you can usually first access pension benefits without incurring penal tax charges.
How do I create a personal lifestyle financial plan?
Make your money and investments create more opportunities for your future
A successful lifestyle financial plan can help you gain control of your financial situation and provide the opportunity for both short and long-term success. So how do you start to create a persona
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